What to Bring When Buying a Used Car 

What to Bring When Buying a Used Car 


Congratulations! The time has come for you to head out to your local pre-owned car dealership from the Indianapolis, Plainfield, or Bloomington, Indiana areas. At Andy Mohr Automotive, we have dozens of models from which you’ll be able to choose your next vehicle. 

If you’ve already taken a look at our inventory online and filled out our finance application, then you’re well on your way to purchasing your used model from us. However, you may be wondering, ‘What should I bring when buying a used car?’ Here, we’ll discuss the additional items that will be necessary for your purchase.

Your Driver’s License

When you come in to explore a used vehicle, your driver’s license is one of the first things we’ll need to see. It confirms your identity and allows us to move forward with important steps like a test drive. Without it, we can’t legally hand over the keys for you to experience the vehicle on the road, which is a key part of the decision process.

Bringing your driver’s license to the dealership also helps verify your information and makes the buying process smoother. It’s also useful when completing the steps needed to register your vehicle. Keep reading to learn what you need to bring to a car dealership!

Current Insurance Cards or Declaration Page

Now your current insurance information helps us confirm that your next vehicle will be properly covered once you move forward with financing or purchase. We typically ask for your insurance cards or declaration page so we can see that an active policy is already in place. This is an important step because it connects your existing coverage to your future vehicle plans.

It also helps avoid delays later in the process. When insurance details are ready from the beginning, it becomes easier to complete final paperwork and move toward delivery. 

Current Car Documents

If you currently own a vehicle, having your car documents ready is an important part of the process of buying a car from a dealer. When the vehicle is fully paid off, the title confirms ownership and allows us to move forward with either a trade-in or purchase transition. If the title is in another person’s name, that person may need to be present or provide the necessary documentation.

We also need your current registration because it helps us verify the vehicle details and may allow us to transfer your plates, when applicable. These documents help ensure that everything connected to your current vehicle is properly recorded.

Proof of Income

Proof of income helps us understand your financial situation when arranging financing options for a used vehicle. Usually, two recent paycheck stubs are enough to confirm income details. This step allows us to structure financing terms that align with your repayment ability and loan setup. You can also bring: 

  • Bank statements or other financial records (if needed) 
  • Proof of employment details
  • A co-signer’s information, if applicable

It is an important part of the process because it supports accurate and responsible financing decisions. 

Proof of Residence

Proof of residence helps confirm your current address during the purchasing process. A utility bill is commonly used because it clearly shows your name and address details. This information is used to match records and ensure that everything aligns correctly during financing and documentation steps.

It also supports verification when reviewing your credit information as part of the approval process. If you need to know more about what paperwork is needed to trade in a car, contact one of our experts today.

FAQs

Do I need an appointment to buy a used car?

While scheduling an appointment can help streamline your visit, you're also welcome to stop by during business hours. Our team will be happy to help you explore our available used vehicles and answer any questions you may have.

What credit score do I need to finance a used car?

According to Experian, many consumers can qualify for auto financing with a range of credit scores. However, buyers with credit scores in the upper 700s and higher are often more likely to qualify for some of the most competitive financing offers. Financing options vary based on factors such as credit history, income, and lender requirements.

How long does it take to buy a used car at a dealership?

The amount of time it takes to purchase a used car depends on factors such as choosing a vehicle, completing financing, and finalizing the paperwork. Bringing the necessary documents with you can help make the buying process quicker and more efficient.

Preparing for Your Used Car Purchase


We know you’re excited about your purchase, which is one of the reasons we’ve created this list to remind you of what to bring when buying a vehicle near Indianapolis, Plainfield, and Bloomington, IN. At Andy Mohr Automotive, we’re excited to meet you and assist you in taking this step in your life. Contact us, or gather everything you need, and we’ll see you soon.

*Source: Experian

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